You've been served with a lawsuit — take a breath. This tool calculates your response deadline and gives you a step-by-step plan so you don't miss anything critical.
20
Days to respond (typical)
4
Steps in your action plan
3
Key documents to gather
Select the exact date someone handed you the documents, or the date you received them by mail. This is Day 0 of your response window.
Your Response Deadline
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—Served on —
Educational tool only — not legal advice. Most jurisdictions allow 20 calendar days to respond to a Summons and Complaint, but your timeframe may differ based on your state, how you were served, or the type of case. Always verify with your local court clerk or a licensed attorney.
Your 4-Step Action Plan
Follow this timeline to stay on track. Steps update automatically based on where you are today.
1
Read the Complaint Carefully
Read every page of the Summons and Complaint. Highlight the claims being made against you, any dollar amounts, the court's name, and the case number. Don't panic — just absorb the information.
Do this immediately
2
Identify Your Defenses
For each claim in the Complaint, decide whether you Admit, Deny, or Lack Sufficient Knowledge. Gather any documents, receipts, or messages that support your position.
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3
Draft Your "Answer"
An "Answer" is your formal written response. Respond to every numbered paragraph in the Complaint: Admit, Deny, or state you lack knowledge. List any Affirmative Defenses you may have.
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4
File & Serve Your Answer
File the original Answer with the court clerk (bring copies). Send a copy to the plaintiff's attorney via the method required by your jurisdiction. Keep stamped copies of everything.
Deadline: —
Resource Checklist
Gather these documents before you begin drafting your Answer. Check off each item as you locate or download it.
Answer Form
The official court form used to respond to each allegation. Available on your local court's website or from the clerk's office.
Certificate of Service
This document proves you sent a copy of your Answer to the opposing party. Courts typically require this when you file.
Fee Waiver Application
If you can't afford the filing fee, most courts allow you to apply for a waiver based on income. Ask the court clerk for the form.
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Don't ignore the Summons.
If you fail to respond by the deadline, the court can enter a default judgment against you — meaning the plaintiff wins automatically without you ever having a chance to tell your side of the story.
Key Terms to Know
Summons — The document that notifies you a lawsuit has been filed and that you must respond within a set timeframe.
Complaint — The plaintiff's formal written statement of what they're suing you for and what they want.
Answer — Your formal written response to each allegation in the Complaint.
Default Judgment — What the court can enter against you if you fail to respond on time. The plaintiff wins by default.
Affirmative Defense — A legal reason why the plaintiff shouldn't win, even if their stated facts are true.
This tool is for educational purposes only and does not constitute legal advice. When in doubt, consult with a licensed attorney in your jurisdiction.
