No. It is unlawful for any creditor to discriminate against any applicant on the basis of sex or marital status (§ 725.07, Fla. Stat.). Lenders may only make decisions based on the borrower’s ability and intent to repay the loan. A married person who does not have an outside job might have problems obtaining a loan unless that person has sufficient collateral to provide security for the loan. If the person’s spouse has a good credit rating, the spouse could guarantee the loan as a co-signor or provide other security to support the loan.
For further information on credit you can visit www.mymoney.gov (External Link). To find out more information about your credit rating and obtain a free credit report you can visit www.annualcreditreport.com (External Link) to receive your credit report from the three major agencies: Experian, Transunion, and Equifax. This website allows you to receive one free credit report from each of these three agencies every twelve months. However, these reports do not include your credit score. Some additional detailed information may also be missing from your credit report. If you would like more information, you may purchase additional accessibility from each agency or from various credit assistance organizations.